Complementary medicine treatments covered by basic insurance
Basic insurance will cover selected treatment methods used in complementary medicine. So do you still need supplemental insurance?
Some complementary medicine treatments have featured in the list of benefits covered by mandatory health insurance since 2017. There are five of them, as follows:
- Anthroposophic medicine
- Neural therapy
- Traditional Chinese medicine
Did you take out supplemental insurance in order to have complementary medicine cover? Despite this new ruling, you still won’t be able to do without it. This is because basic insurance only covers treatment performed by doctors qualified in the discipline with training in complementary medicine.
To access any other of the available treatments, you have to pay for them yourself. Good supplemental insurance policies will pay a contribution towards recognized treatment methods. Interested in trying complementary medicine treatments? You are advised to check the details of your outpatient supplemental insurance carefully.
Supplemental protection is additional or extra protection that you can buy to enable you to pay for administrations and out-of-take costs that your standard protection does not cover.
Some supplemental protection designs will pay for out-of-stash restorative costs, for example, deductibles, copayments, and coinsurance. Other supplemental plans may give you a money advantage paid out over some stretch of time or given to you in one single amount. The money can be utilized to cover lost wages, transportation identified with your wellbeing condition, or used to pay for nourishment, medicine, and other startling costs you have because of a sickness or damage.